{"id":18,"date":"2023-11-14T18:24:38","date_gmt":"2023-11-14T18:24:38","guid":{"rendered":"http:\/\/lawofficeofedwardhanratty.com\/?page_id=18"},"modified":"2025-05-21T14:10:27","modified_gmt":"2025-05-21T14:10:27","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/lawofficeofedwardhanratty.com\/es\/bankruptcy\/","title":{"rendered":"Bancarrota"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"18\" class=\"elementor elementor-18\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d843b1e e-flex e-con-boxed e-con e-parent\" data-id=\"d843b1e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-211b1a6 elementor-widget elementor-widget-image\" data-id=\"211b1a6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"85\" height=\"5\" src=\"https:\/\/lawofficeofedwardhanratty.com\/wp-content\/uploads\/2023\/11\/divider.png\" class=\"attachment-large size-large wp-image-93\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39b1078 elementor-widget elementor-widget-heading\" data-id=\"39b1078\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Bancarrota<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2458799 e-flex e-con-boxed e-con e-parent\" data-id=\"2458799\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9cf9485 e-con-full e-flex e-con e-child\" data-id=\"9cf9485\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f3737c elementor-widget elementor-widget-image\" data-id=\"5f3737c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lawofficeofedwardhanratty.com\/wp-content\/uploads\/2023\/12\/Depositphotos_666162466_XL.webp\" title=\"Depositphotos_666162466_XL\" alt=\"Depositphotos_666162466_XL\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61a2cd4 e-con-full e-flex e-con e-child\" data-id=\"61a2cd4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87e4c37 elementor-widget elementor-widget-text-editor\" data-id=\"87e4c37\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfTe enfrentas a dificultades financieras? En la Firma Legal Edward Hanratty, nuestro abogado con experiencia en bancarrota est\u00e1 aqu\u00ed para ayudarte. Con un profundo conocimiento de las leyes de bancarrota de New Jersey, nos especializamos en guiar a las personas a trav\u00e9s de situaciones financieras dif\u00edciles. Ya sea que est\u00e9s considerando el Cap\u00edtulo 7, el Cap\u00edtulo 13 u otra opci\u00f3n de bancarrota, nuestro equipo puede  proporcionar asesoramiento legal especializado adaptado a tus circunstancias \u00fanicas.<\/p><p>En nuestra firma de abogados de bancarrota de New Jersey, priorizamos un servicio personalizado y compasivo. Somos defensores de los derechos del consumidor y trabajaremos en colaboraci\u00f3n para lograr el mejor resultado posible. Trabajamos en estrecha colaboraci\u00f3n con nuestros clientes para explorar todas las opciones, proteger tus activos y facilitar el camino hacia un futuro financiero m\u00e1s brillante. Nuestro compromiso es ayudarte a lograr un nuevo comienzo y recuperar el control de tu bienestar financiero.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ee3df4 e-flex e-con-boxed e-con e-parent\" data-id=\"1ee3df4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a9dcbbd elementor-widget elementor-widget-heading\" data-id=\"a9dcbbd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cosas que Debes Saber sobre la Bancarrota \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ccbada e-flex e-con-boxed e-con e-child\" data-id=\"6ccbada\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4626e52 e-con-full e-flex e-con e-child\" data-id=\"4626e52\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0d900cd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0d900cd\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chart-line\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 384H64V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-32c0-8.84-7.16-16-16-16zM464 96H345.94c-21.38 0-32.09 25.85-16.97 40.97l32.4 32.4L288 242.75l-73.37-73.37c-12.5-12.5-32.76-12.5-45.25 0l-68.69 68.69c-6.25 6.25-6.25 16.38 0 22.63l22.62 22.62c6.25 6.25 16.38 6.25 22.63 0L192 237.25l73.37 73.37c12.5 12.5 32.76 12.5 45.25 0l96-96 32.4 32.4c15.12 15.12 40.97 4.41 40.97-16.97V112c.01-8.84-7.15-16-15.99-16z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e97ac23 elementor-widget elementor-widget-text-editor\" data-id=\"e97ac23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Es un error com\u00fan pensar que la bancarrota arruinar\u00e1 tu puntaje crediticio. La realidad es que la bancarrota no es tan catastr\u00f3fica como mucha gente cree. De hecho, muchos declarantes se encuentran en una posici\u00f3n mucho mejor para reparar su puntaje crediticio despu\u00e9s de completar la bancarrota, ya que pueden obtener cr\u00e9dito. Siempre y cuando los pagos se realicen a tiempo, tu puntaje crediticio puede recuperarse relativamente r\u00e1pido.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a600614 e-con-full e-flex e-con e-child\" data-id=\"a600614\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f79b28 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7f79b28\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-money-bill-alt\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M320 144c-53.02 0-96 50.14-96 112 0 61.85 42.98 112 96 112 53 0 96-50.13 96-112 0-61.86-42.98-112-96-112zm40 168c0 4.42-3.58 8-8 8h-64c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h16v-55.44l-.47.31a7.992 7.992 0 0 1-11.09-2.22l-8.88-13.31a7.992 7.992 0 0 1 2.22-11.09l15.33-10.22a23.99 23.99 0 0 1 13.31-4.03H328c4.42 0 8 3.58 8 8v88h16c4.42 0 8 3.58 8 8v16zM608 64H32C14.33 64 0 78.33 0 96v320c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V96c0-17.67-14.33-32-32-32zm-16 272c-35.35 0-64 28.65-64 64H112c0-35.35-28.65-64-64-64V176c35.35 0 64-28.65 64-64h416c0 35.35 28.65 64 64 64v160z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd3695 elementor-widget elementor-widget-text-editor\" data-id=\"6bd3695\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Otra \u00e1rea de confusi\u00f3n para muchos declarantes es si la deuda de impuestos puede cancelarse o no en un procedimiento de bancarrota. El grado en que la deuda de impuestos es o no cancelable depende de la situaci\u00f3n del individuo, el tipo de bancarrota presentada y las leyes aplicables. Es mejor discutir cualquier deuda de impuestos con un abogado experto en bancarrota antes de intentar presentarla.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-42fbcdc e-flex e-con-boxed e-con e-parent\" data-id=\"42fbcdc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e93c68e e-con-full e-flex e-con e-child\" data-id=\"e93c68e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c1cdbe elementor-widget elementor-widget-heading\" data-id=\"5c1cdbe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Obt\u00e9n una Consulta sobre Bancarrota\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af4b29f elementor-widget elementor-widget-text-editor\" data-id=\"af4b29f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ya sea que est\u00e9s considerando la consolidaci\u00f3n de deudas, planes de pago o la condonaci\u00f3n de ciertas deudas, la Firma Legal Edward Hanratty puede ayudarte a tomar la mejor decisi\u00f3n para tu futuro. No dejes que las deudas te abrumen. Cont\u00e1ctanos hoy para programar una consulta gratuita con nuestro abogado de bancarrota dedicado, Edward Hanratty.\u00a0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c05077 elementor-align-center elementor-mobile-align-center tel-link elementor-widget elementor-widget-button\" data-id=\"8c05077\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+1%20(732)%20866-6655\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"39\" height=\"38\" viewbox=\"0 0 39 38\" fill=\"none\"><g id=\"phone-104 (1) 2\"><path id=\"Vector\" d=\"M31.28 20.5417C30.9317 20.5417 30.5675 20.4337 30.2192 20.3567C29.5138 20.2053 28.8206 20.0044 28.145 19.7554C27.4105 19.4952 26.6031 19.5087 25.8782 19.7933C25.1532 20.078 24.5621 20.6136 24.2183 21.2971L23.87 21.9908C22.3278 21.1555 20.9107 20.1181 19.6583 18.9075C18.4151 17.6881 17.3496 16.3082 16.4917 14.8067L17.1567 14.375C17.8587 14.0403 18.4087 13.4647 18.701 12.7588C18.9934 12.053 19.0072 11.2669 18.74 10.5517C18.4886 9.89247 18.2823 9.2178 18.1225 8.53207C18.0433 8.19291 17.98 7.83832 17.9325 7.48374C17.7402 6.39782 17.1561 5.41443 16.2852 4.71065C15.4144 4.00688 14.3141 3.62897 13.1825 3.64499H8.43251C7.75014 3.63875 7.0744 3.77574 6.4513 4.04664C5.82819 4.31754 5.27235 4.71598 4.82161 5.21484C4.37086 5.7137 4.0358 6.30127 3.83924 6.93755C3.64267 7.57383 3.58922 8.24387 3.68251 8.90207C4.52601 15.3607 7.55539 21.3616 12.2921 25.957C17.0289 30.5523 23.203 33.4801 29.8392 34.2779H30.4408C31.6084 34.2796 32.7357 33.8625 33.6075 33.1062C34.1084 32.67 34.5086 32.1353 34.7815 31.5373C35.0544 30.9394 35.194 30.2918 35.1908 29.6375V25.0125C35.1714 23.9416 34.7709 22.9105 34.0577 22.0951C33.3445 21.2798 32.3627 20.7307 31.28 20.5417ZM32.0717 29.7917C32.0714 30.0105 32.0232 30.2269 31.9304 30.4262C31.8376 30.6256 31.7022 30.8034 31.5333 30.9479C31.3569 31.0975 31.1501 31.2091 30.9264 31.2755C30.7027 31.3419 30.4671 31.3616 30.235 31.3333C24.3053 30.593 18.7974 27.9517 14.5801 23.8259C10.3629 19.7001 7.67632 14.3246 6.94417 8.54749C6.91897 8.32166 6.94106 8.09321 7.00909 7.87593C7.07713 7.65864 7.1897 7.45705 7.34001 7.28332C7.48838 7.11888 7.67102 6.98708 7.87577 6.8967C8.08053 6.80632 8.3027 6.75943 8.52751 6.75916H13.2775C13.6457 6.75118 14.0052 6.86843 14.2942 7.09072C14.5832 7.31302 14.7836 7.62645 14.8608 7.97707C14.9242 8.39846 15.0033 8.81471 15.0983 9.22582C15.2812 10.0385 15.5247 10.8371 15.8267 11.6154L13.61 12.6175C13.4205 12.7022 13.25 12.8224 13.1083 12.9714C12.9667 13.1205 12.8567 13.2952 12.7846 13.4857C12.7125 13.6763 12.6798 13.8788 12.6883 14.0816C12.6968 14.2845 12.7464 14.4837 12.8342 14.6679C15.1129 19.4205 19.0365 23.2408 23.9175 25.4596C24.303 25.6138 24.7354 25.6138 25.1208 25.4596C25.3183 25.3908 25.4998 25.2845 25.6547 25.1469C25.8096 25.0093 25.9349 24.8431 26.0233 24.6579L27.005 22.4996C27.8235 22.7846 28.6589 23.0214 29.5067 23.2087C29.9289 23.3012 30.3564 23.3783 30.7892 23.44C31.1493 23.5152 31.4712 23.7103 31.6995 23.9917C31.9278 24.2731 32.0482 24.6231 32.04 24.9817L32.0717 29.7917Z\" fill=\"white\"><\/path><\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(732) 866-6655<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Bankruptcy Are you facing financial difficulties? At the Law Office of Edward Hanratty, our experienced bankruptcy lawyer is here to help. With a deep understanding of New Jersey bankruptcy laws, we specialize in guiding individuals through challenging financial situations. Whether you&#8217;re considering Chapter 7, Chapter 13, or another bankruptcy option, our team can provide expert [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bankruptcy \u2013 Law Office of Edward Hanratty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/lawofficeofedwardhanratty.com\/es\/bankruptcy\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankruptcy \u2013 Law Office of Edward Hanratty\" \/>\n<meta property=\"og:description\" content=\"Bankruptcy Are you facing financial difficulties? At the Law Office of Edward Hanratty, our experienced bankruptcy lawyer is here to help. With a deep understanding of New Jersey bankruptcy laws, we specialize in guiding individuals through challenging financial situations. 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