{"id":22,"date":"2023-11-14T18:24:55","date_gmt":"2023-11-14T18:24:55","guid":{"rendered":"http:\/\/lawofficeofedwardhanratty.com\/?page_id=22"},"modified":"2025-05-21T14:11:08","modified_gmt":"2025-05-21T14:11:08","slug":"students-loans","status":"publish","type":"page","link":"https:\/\/lawofficeofedwardhanratty.com\/es\/students-loans\/","title":{"rendered":"Pr\u00e9stamos Estudiantiles"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"22\" class=\"elementor elementor-22\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-624b9b1 e-flex e-con-boxed e-con e-parent\" data-id=\"624b9b1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f69f79 elementor-widget elementor-widget-image\" data-id=\"6f69f79\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"85\" height=\"5\" src=\"https:\/\/lawofficeofedwardhanratty.com\/wp-content\/uploads\/2023\/11\/divider.png\" class=\"attachment-large size-large wp-image-93\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10169a3 elementor-widget elementor-widget-heading\" data-id=\"10169a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9stamos Estudiantiles<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3b9dab e-flex e-con-boxed e-con e-parent\" data-id=\"f3b9dab\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-70131f1 e-con-full e-flex e-con e-child\" data-id=\"70131f1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4eb54d9 elementor-widget elementor-widget-image\" data-id=\"4eb54d9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/lawofficeofedwardhanratty.com\/wp-content\/uploads\/2023\/12\/Depositphotos_28215113_XL.webp\" title=\"Depositphotos_28215113_XL\" alt=\"Depositphotos_28215113_XL\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de1c19c e-con-full e-flex e-con e-child\" data-id=\"de1c19c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e67b4ce elementor-widget elementor-widget-text-editor\" data-id=\"e67b4ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfEst\u00e1s luchando con las complejidades de los pr\u00e9stamos estudiantiles? En la Firma Legal Edward Hanratty, nuestro abogado especializado en pr\u00e9stamos estudiantiles de los consumidores puede ayudarte. Nuestro abogado principal, Edward Hanratty, proporciona orientaci\u00f3n y defensa experta a los consumidores que luchan con pr\u00e9stamos estudiantiles. Entendemos la carga financiera que los pr\u00e9stamos estudiantiles pueden suponer para las personas y las familias. Es por eso que nos comprometemos a ayudarte a navegar por las complejidades de los asuntos relacionados con pr\u00e9stamos estudiantiles.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f26432 elementor-widget elementor-widget-heading\" data-id=\"7f26432\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Leyes de Pr\u00e9stamos Estudiantiles en New Jersey\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc85b1d elementor-widget elementor-widget-text-editor\" data-id=\"fc85b1d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00bfSab\u00edas que New Jersey tiene sus propias leyes relacionadas con los pr\u00e9stamos estudiantiles y las pr\u00e1cticas de los prestamistas? En 2020 entraron en vigor leyes que impiden que los prestamistas de pr\u00e9stamos estudiantiles hagan lo siguiente:<\/p><ul><li aria-level=\"1\">Participar en pr\u00e1cticas deshonestas o enga\u00f1osas<\/li><li aria-level=\"1\">Omitir o tergiversar informaci\u00f3n<\/li><li aria-level=\"1\">Obtener bienes (dinero) mediante fraude o tergiversaci\u00f3n<\/li><li aria-level=\"1\">Aplicar incorrectamente los pagos del pr\u00e9stamo<\/li><li aria-level=\"1\">Informar de forma inexacta a las agencias de cr\u00e9dito<\/li><li aria-level=\"1\">Negarse a comunicarse con una entidad autorizada<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0026e0c elementor-widget elementor-widget-text-editor\" data-id=\"0026e0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si has sido v\u00edctima de cualquiera de estas pr\u00e1cticas en New Jersey, es posible que se hayan violado tus derechos. El abogado experto de Firma Legal Edward Hanratty puede ayudarte a determinar si eres elegible para luchar contra los prestamistas.\u00a0\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccc8c2e e-flex e-con-boxed e-con e-parent\" data-id=\"ccc8c2e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cd9098 elementor-widget elementor-widget-heading\" data-id=\"4cd9098\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00e9stamos Estudiantiles y Tus Derechos\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dddf59 e-flex e-con-boxed e-con e-child\" data-id=\"4dddf59\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-85cdc90 e-con-full e-flex e-con e-child\" data-id=\"85cdc90\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d897842 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"d897842\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-bill-wave\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M621.16 54.46C582.37 38.19 543.55 32 504.75 32c-123.17-.01-246.33 62.34-369.5 62.34-30.89 0-61.76-3.92-92.65-13.72-3.47-1.1-6.95-1.62-10.35-1.62C15.04 79 0 92.32 0 110.81v317.26c0 12.63 7.23 24.6 18.84 29.46C57.63 473.81 96.45 480 135.25 480c123.17 0 246.34-62.35 369.51-62.35 30.89 0 61.76 3.92 92.65 13.72 3.47 1.1 6.95 1.62 10.35 1.62 17.21 0 32.25-13.32 32.25-31.81V83.93c-.01-12.64-7.24-24.6-18.85-29.47zM48 132.22c20.12 5.04 41.12 7.57 62.72 8.93C104.84 170.54 79 192.69 48 192.69v-60.47zm0 285v-47.78c34.37 0 62.18 27.27 63.71 61.4-22.53-1.81-43.59-6.31-63.71-13.62zM320 352c-44.19 0-80-42.99-80-96 0-53.02 35.82-96 80-96s80 42.98 80 96c0 53.03-35.83 96-80 96zm272 27.78c-17.52-4.39-35.71-6.85-54.32-8.44 5.87-26.08 27.5-45.88 54.32-49.28v57.72zm0-236.11c-30.89-3.91-54.86-29.7-55.81-61.55 19.54 2.17 38.09 6.23 55.81 12.66v48.89z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6496c elementor-widget elementor-widget-text-editor\" data-id=\"3f6496c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ya sea que est\u00e9s enfrentando desaf\u00edos en el pago de pr\u00e9stamos, condonaci\u00f3n de pr\u00e9stamos o problemas relacionados con los administradores de pr\u00e9stamos, tenemos la experiencia para ayudarte. Nuestra pr\u00e1ctica se centra en proteger tus derechos como prestatario y garantizar que recibas un trato justo seg\u00fan las leyes federales y de New Jersey sobre pr\u00e9stamos estudiantiles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97919ee e-con-full e-flex e-con e-child\" data-id=\"97919ee\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-475cfbd elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"475cfbd\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-hands-helping\" viewbox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M488 192H336v56c0 39.7-32.3 72-72 72s-72-32.3-72-72V126.4l-64.9 39C107.8 176.9 96 197.8 96 220.2v47.3l-80 46.2C.7 322.5-4.6 342.1 4.3 357.4l80 138.6c8.8 15.3 28.4 20.5 43.7 11.7L231.4 448H368c35.3 0 64-28.7 64-64h16c17.7 0 32-14.3 32-32v-64h8c13.3 0 24-10.7 24-24v-48c0-13.3-10.7-24-24-24zm147.7-37.4L555.7 16C546.9.7 527.3-4.5 512 4.3L408.6 64H306.4c-12 0-23.7 3.4-33.9 9.7L239 94.6c-9.4 5.8-15 16.1-15 27.1V248c0 22.1 17.9 40 40 40s40-17.9 40-40v-88h184c30.9 0 56 25.1 56 56v28.5l80-46.2c15.3-8.9 20.5-28.4 11.7-43.7z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa01585 elementor-widget elementor-widget-text-editor\" data-id=\"fa01585\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si est\u00e1s buscando un abogado experto y compasivo, comun\u00edcate con nosotros para una consulta. Trabajamos estrechamente contigo para encontrar soluciones adaptadas a tus necesidades espec\u00edficas y ayudar a aliviar el estr\u00e9s asociado con la deuda de pr\u00e9stamos estudiantiles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df46bfd e-flex e-con-boxed e-con e-parent\" data-id=\"df46bfd\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d8fea7a e-con-full e-flex e-con e-child\" data-id=\"d8fea7a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf11dd7 elementor-widget elementor-widget-heading\" data-id=\"bf11dd7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Las deudas no son el fin. Encontraremos la mejor soluci\u00f3n para proteger tu futuro y el patrimonio familiar. \n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-942247e e-con-full e-flex e-con e-child\" data-id=\"942247e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ddf3cc8 elementor-align-right elementor-mobile-align-center tel-link elementor-widget elementor-widget-button\" data-id=\"ddf3cc8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+1%20(732)%20866-6655\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"39\" height=\"38\" viewbox=\"0 0 39 38\" fill=\"none\"><g id=\"phone-104 (1) 2\"><path id=\"Vector\" d=\"M31.28 20.5417C30.9317 20.5417 30.5675 20.4337 30.2192 20.3567C29.5138 20.2053 28.8206 20.0044 28.145 19.7554C27.4105 19.4952 26.6031 19.5087 25.8782 19.7933C25.1532 20.078 24.5621 20.6136 24.2183 21.2971L23.87 21.9908C22.3278 21.1555 20.9107 20.1181 19.6583 18.9075C18.4151 17.6881 17.3496 16.3082 16.4917 14.8067L17.1567 14.375C17.8587 14.0403 18.4087 13.4647 18.701 12.7588C18.9934 12.053 19.0072 11.2669 18.74 10.5517C18.4886 9.89247 18.2823 9.2178 18.1225 8.53207C18.0433 8.19291 17.98 7.83832 17.9325 7.48374C17.7402 6.39782 17.1561 5.41443 16.2852 4.71065C15.4144 4.00688 14.3141 3.62897 13.1825 3.64499H8.43251C7.75014 3.63875 7.0744 3.77574 6.4513 4.04664C5.82819 4.31754 5.27235 4.71598 4.82161 5.21484C4.37086 5.7137 4.0358 6.30127 3.83924 6.93755C3.64267 7.57383 3.58922 8.24387 3.68251 8.90207C4.52601 15.3607 7.55539 21.3616 12.2921 25.957C17.0289 30.5523 23.203 33.4801 29.8392 34.2779H30.4408C31.6084 34.2796 32.7357 33.8625 33.6075 33.1062C34.1084 32.67 34.5086 32.1353 34.7815 31.5373C35.0544 30.9394 35.194 30.2918 35.1908 29.6375V25.0125C35.1714 23.9416 34.7709 22.9105 34.0577 22.0951C33.3445 21.2798 32.3627 20.7307 31.28 20.5417ZM32.0717 29.7917C32.0714 30.0105 32.0232 30.2269 31.9304 30.4262C31.8376 30.6256 31.7022 30.8034 31.5333 30.9479C31.3569 31.0975 31.1501 31.2091 30.9264 31.2755C30.7027 31.3419 30.4671 31.3616 30.235 31.3333C24.3053 30.593 18.7974 27.9517 14.5801 23.8259C10.3629 19.7001 7.67632 14.3246 6.94417 8.54749C6.91897 8.32166 6.94106 8.09321 7.00909 7.87593C7.07713 7.65864 7.1897 7.45705 7.34001 7.28332C7.48838 7.11888 7.67102 6.98708 7.87577 6.8967C8.08053 6.80632 8.3027 6.75943 8.52751 6.75916H13.2775C13.6457 6.75118 14.0052 6.86843 14.2942 7.09072C14.5832 7.31302 14.7836 7.62645 14.8608 7.97707C14.9242 8.39846 15.0033 8.81471 15.0983 9.22582C15.2812 10.0385 15.5247 10.8371 15.8267 11.6154L13.61 12.6175C13.4205 12.7022 13.25 12.8224 13.1083 12.9714C12.9667 13.1205 12.8567 13.2952 12.7846 13.4857C12.7125 13.6763 12.6798 13.8788 12.6883 14.0816C12.6968 14.2845 12.7464 14.4837 12.8342 14.6679C15.1129 19.4205 19.0365 23.2408 23.9175 25.4596C24.303 25.6138 24.7354 25.6138 25.1208 25.4596C25.3183 25.3908 25.4998 25.2845 25.6547 25.1469C25.8096 25.0093 25.9349 24.8431 26.0233 24.6579L27.005 22.4996C27.8235 22.7846 28.6589 23.0214 29.5067 23.2087C29.9289 23.3012 30.3564 23.3783 30.7892 23.44C31.1493 23.5152 31.4712 23.7103 31.6995 23.9917C31.9278 24.2731 32.0482 24.6231 32.04 24.9817L32.0717 29.7917Z\" fill=\"white\"><\/path><\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">(732) 866-6655<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Students Loans Are you struggling with the complexities of student loans? At the Law Office of Edward Hanratty, our dedicated consumer student loan lawyer can help. Our principal attorney, Edward Hanratty, provides expert guidance and advocacy for consumers struggling with student loans. We understand the financial burden that student loans can place on individuals and [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-22","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Students Loans \u2013 Law Office of Edward Hanratty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/lawofficeofedwardhanratty.com\/es\/students-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Students Loans \u2013 Law Office of Edward Hanratty\" \/>\n<meta property=\"og:description\" content=\"Students Loans Are you struggling with the complexities of student loans? At the Law Office of Edward Hanratty, our dedicated consumer student loan lawyer can help. Our principal attorney, Edward Hanratty, provides expert guidance and advocacy for consumers struggling with student loans. 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